<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Finatech Consulting LLC]]></title><description><![CDATA[Merging finance and technology for better and faster management decisions like your business never thought possible]]></description><link>https://www.finatechaccounting.com/blogs</link><generator>RSS for Node</generator><lastBuildDate>Wed, 15 Jul 2026 23:38:14 GMT</lastBuildDate><atom:link href="https://www.finatechaccounting.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[The Unexpected $75,000 Taxable Income Surprise]]></title><description><![CDATA[The tax treatment of tenant improvement allowances depends heavily on how the lease and ownership of the improvements are structured. In general, when a landlord pays a cash allowance to a tenant for leasehold improvements, the payment may be taxable income to the tenant in the year it is received , while the improvements themselves are depreciated over time. However, the Internal Revenue Code provides a limited safe harbor under IRC §110, which allows tenants to exclude certain construction...]]></description><link>https://www.finatechaccounting.com/the-unexpected-75k-taxable-income-surprise</link><guid isPermaLink="false">69af35d8de5ad9153e0ba62a</guid><category><![CDATA[Tax]]></category><category><![CDATA[Business]]></category><pubDate>Mon, 09 Mar 2026 21:11:12 GMT</pubDate><dc:creator>Natalya Arjantseva</dc:creator></item><item><title><![CDATA[How We Do Bookkeeping Differently]]></title><description><![CDATA[Many new business owners approach bookkeeping as a commodity. They assume that all bookkeepers do the same thing, so they choose based on price. Bookkeeping sounds simple on the surface. However, the quality of financial recording directly affects profitability, risk exposure, and long-term company value.   Would you choose the cheapest lawyer if you were facing a serious legal issue? No. You would choose a very good lawyer because the outcome matters more than the hourly rate. The same logic...]]></description><link>https://www.finatechaccounting.com/how-we-do-bookkeeping-differently</link><guid isPermaLink="false">69974f2a563224cff6122dbe</guid><pubDate>Thu, 19 Feb 2026 19:35:14 GMT</pubDate><dc:creator>Natalya Arjantseva</dc:creator></item><item><title><![CDATA[The Hidden Benefits of Filing a Gift Tax Return for Franchise Owners]]></title><description><![CDATA[Most franchise owners assume gift tax is the recipient’s issue. In reality, Form 709 filing responsibility falls on the giver, and failing to file when business interests or trusts are involved can leave valuations exposed to future IRS challenges.]]></description><link>https://www.finatechaccounting.com/the-hidden-benefits-of-filing-a-gift-tax-return-for-franchise-owners</link><guid isPermaLink="false">6977bc5fc8e4035bf2b919db</guid><category><![CDATA[Tax]]></category><pubDate>Mon, 26 Jan 2026 21:07:31 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/23aa18_8807a9cfcff540d0821705b546bd7ee6~mv2.png/v1/fit/w_1000,h_800,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Natalya Arjantseva</dc:creator></item><item><title><![CDATA[A Practical Guide to Your W-2 (A-Z)]]></title><description><![CDATA[W-2s are more than a year-end form for QSR operators. They’re the final output of your payroll setup, tip reporting, benefits, and compliance decisions made throughout the year. This guide breaks down each W-2 box in plain language and explains why wage numbers differ, where restaurant operators run into trouble, and how to avoid costly corrections, employee confusion, and IRS notices during W-2 season.]]></description><link>https://www.finatechaccounting.com/a-practical-guide-to-your-w-2-a-z</link><guid isPermaLink="false">69714a1c42483e1f655f18e6</guid><category><![CDATA[Payroll]]></category><pubDate>Wed, 21 Jan 2026 22:21:36 GMT</pubDate><dc:creator>Natalya Arjantseva</dc:creator></item><item><title><![CDATA[The $25 Business Gift Deduction: Why It Still Matters for QSR Operators]]></title><description><![CDATA[Sending holiday gifts to vendors, landlords, or referral partners feels like good business — until tax season hits. The IRS still limits the business gift deduction to $25 per recipient per year, a rule that hasn’t changed since 1962. For QSR franchisees and multi-unit operators, understanding how this outdated limit works, what documentation is required, and how to plan around it can prevent surprises and disallowed deductions at year-end.]]></description><link>https://www.finatechaccounting.com/the-25-business-gift-deduction-why-it-still-matters-for-qsr-operators</link><guid isPermaLink="false">6970024dee73dbf75ce0e93f</guid><category><![CDATA[Tax]]></category><pubDate>Tue, 20 Jan 2026 23:25:18 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/23aa18_a4c4f02b7d8745929a2e626163b65729~mv2.png/v1/fit/w_1000,h_800,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Natalya Arjantseva</dc:creator></item><item><title><![CDATA[No Tax on Tips for 2025: What the “Transition Year” Really Means for QSR Operators]]></title><description><![CDATA[The “No Tax on Tips” rule is retroactive to 2025, but the IRS has labeled 2025 a transition year. For QSR franchises and restaurant operators, that means the deduction exists without fully built reporting systems. Here’s what qualifies as a tip, what doesn’t, and how to document it correctly before W-2 season.]]></description><link>https://www.finatechaccounting.com/no-tax-on-tips-for-2025-what-the-transition-year-really-means-for-qsr-operators</link><guid isPermaLink="false">69659299e50f04c5814f09a8</guid><pubDate>Tue, 13 Jan 2026 00:39:24 GMT</pubDate><dc:creator>Natalya Arjantseva</dc:creator></item><item><title><![CDATA[Email Fraud: The Hidden Threat to Your Business]]></title><description><![CDATA[Email fraud is no longer obvious—and it’s costing businesses big. Nearly 90% of cyberattacks start in inboxes, with losses averaging $120,000 per incident. From spoofed payroll requests to fake vendor updates, scammers are getting smarter. Learn the warning signs and practical steps to protect your business before year-end.]]></description><link>https://www.finatechaccounting.com/email-fraud-the-hidden-threat-to-your-business</link><guid isPermaLink="false">693a05d19c4bc26e80395358</guid><pubDate>Thu, 11 Dec 2025 00:11:12 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/23aa18_89bb4c98b1e94b4fa2e6e30428dac862~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Natalya Arjantseva</dc:creator></item><item><title><![CDATA[Start-up and Acquisition Costs after a Deal Falls Apart]]></title><description><![CDATA[When a business acquisition falls apart, the tax treatment of your costs depends on what you spent and whether you pursue a similar venture later. Initial investigation costs may become personal and non-deductible, while acquisition-specific expenses can qualify as short-term capital losses. Understanding these rules can save you thousands when deals don’t go as planned.]]></description><link>https://www.finatechaccounting.com/start-up-and-acquisition-costs-after-a-deal-falls-apart</link><guid isPermaLink="false">693892d0122b31d338b50595</guid><category><![CDATA[Business]]></category><pubDate>Wed, 10 Dec 2025 15:27:22 GMT</pubDate><dc:creator>Natalya Arjantseva</dc:creator></item><item><title><![CDATA[Convert from C-Corp to S-Corp: Save Thousands &#38; Avoid BIG Tax Problem]]></title><description><![CDATA[You may not need to buy anything new to get a big 2025 write-off. By converting a personal vehicle to qualified business use, OBBBA allows up to 100% bonus depreciation of the allowable basis—especially powerful for heavy SUVs and trucks. This guide explains the lower-of-cost-or-FMV basis rule, luxury-auto caps, why Section 179 doesn’t apply, and the documentation you need (mileage logs, FMV support, conversion date) to capture the deduction cleanly.]]></description><link>https://www.finatechaccounting.com/convert-from-c-corp-to-s-corp-save-thousands-avoid-big-tax-problem</link><guid isPermaLink="false">6927586d05a24a4ad95884a5</guid><pubDate>Wed, 26 Nov 2025 19:51:57 GMT</pubDate><dc:creator>Natalya Arjantseva</dc:creator></item><item><title><![CDATA[Convert Personal Vehicle to Business, Deduct Up to 100%]]></title><description><![CDATA[You may not need to buy anything new to get a big 2025 write-off. By converting a personal vehicle to qualified business use, OBBBA allows up to 100% bonus depreciation of the allowable basis—especially powerful for heavy SUVs and trucks. This guide explains the lower-of-cost-or-FMV basis rule, luxury-auto caps, why Section 179 doesn’t apply, and the documentation you need (mileage logs, FMV support, conversion date) to capture the deduction cleanly.]]></description><link>https://www.finatechaccounting.com/convert-personal-vehicles-to-business</link><guid isPermaLink="false">68ffd84bc6c41f853f1f9e6d</guid><category><![CDATA[Tax]]></category><pubDate>Thu, 30 Oct 2025 21:09:56 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/23aa18_e64d0a8f4fde45adb305d21f2df3f7af~mv2.png/v1/fit/w_1000,h_768,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Natalya Arjantseva</dc:creator></item><item><title><![CDATA[6 Things We Look for When Evaluating Franchise Concepts]]></title><description><![CDATA[Before you model a single dollar, test the concept. This guide walks through six markers—Item 19 transparency, real unit economics, franchise support, royalty split, startup cost ratio, and brand compliance—so you can separate polished pitches from scalable, sustainable opportunities.]]></description><link>https://www.finatechaccounting.com/6-things-we-look-for-when-evaluating-franchise-concepts</link><guid isPermaLink="false">68fa5a32d3059fbaddd5bfd3</guid><category><![CDATA[Business]]></category><pubDate>Thu, 23 Oct 2025 21:11:02 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/23aa18_5ab59c0bce5844419f2371d2cc85a47a~mv2.png/v1/fit/w_1000,h_768,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Natalya Arjantseva</dc:creator></item><item><title><![CDATA[2025 IRS Updates: Inherited IRAs]]></title><description><![CDATA[Inherited IRA rules tighten in 2025: most heirs must take annual RMDs and empty the account within 10 years. Here’s what changed, who gets exceptions, and how to plan withdrawals to avoid penalties and tax spikes.]]></description><link>https://www.finatechaccounting.com/2025-irs-updates-inherited-iras</link><guid isPermaLink="false">5fda5afa3e746b00174aa444</guid><category><![CDATA[Tax]]></category><pubDate>Tue, 21 Oct 2025 08:02:47 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/23aa18_0900b45bf27d419d9e2298093cea1502~mv2.png/v1/fit/w_1000,h_768,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Natalya Arjantseva</dc:creator></item></channel></rss>